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Building Wealth, Achieving Dreams!

INDEPENDENCE

INTEGRITY

INTELLIGENCE

FEBRUARY 2010

We hope you are enjoying this winter season!

Robin combined business with pleasure while out in Colorado in January. After meeting with our two clients in that area, she ventured to Beaver Creek with her husband Phil and some friends to tackle the Talon Challenge (thirteen double black diamond mogul trails in a day). She came home with a black eye and a new appreciation for Hannah Kearney!

In our continued effort to stay involved with the thought leaders in the industry, Robin will be traveling to the Financial Planning Association Retreat in San Antonio, TX in April where she will collaborate with other business leaders for ideas and strategies that benefit Northstar and its clients.

Mike joined The National Association of Personal Financial Advisors (NAPFA) as a representative of Northstar. It is the nation's leading organization dedicated to the advancement of Fee-Only comprehensive financial planning. They believe as we do that Fee-Only compensation and a fiduciary relationship are vital to providing unbiased financial advice.

We will be posting a new exciting webinar on our website on how to use Northstar's Portfolio Center. In the 10 minute webinar, Mike takes you through the various real time portfolio reports that you can access at any time. As always, your comments and feedback are welcome.

After a ten month hiatus, Alexa's study group of a dozen female financial planners across the country was rekindled last month. They have a renewed spirit to share ideas and discuss timely topics, including ways to better serve women clients and software that improves efficiency and client understanding.

Alexa had the amazing experience of attending her brother's wedding 23 hours away in Cordoba, Argentina. She met her new sister-in-law's entire family, toured the 2nd largest city in Argentina and practiced her rusty Spanish. Her biggest accomplishment on the trip was staying awake for the entire wedding reception which lasted until 6:30 in the morning including breakfast at 5 a.m.

Tina's been consumed this winter with weekly wrestling tournaments. Both of her boys are enjoying the strangleholds as she sits nervously on the sidelines!

We have attached timely and relevant articles for your information and enjoyment. As always, please let us know how we can help further enrich your financial life.

Robin and Your Northstar Team

February 2010
  • The Lost Decade
  • The Progress Perspective
  • You Can Always Tell A Harvard Man
  • Long Term Care

  • The Lost Decade

    The Lost Decade

    Has this been the lost decade of stock investing?

    If you watch or listen to the financial media, especially over the past six months, you may have heard that stock investors just experienced the worst 10 years of investment performance. It's often been termed the lost decade of stock investing. This has been the worst decade of investing for some, but not for all.


    The Progress Perspective

    The Progress Perspective

    The world is still emerging from a financial panic and an economic seizure which has few parallels in history, and none in our lifetimes. A global debt bubble metastasized in the single-family home market, and manifested as a whole new generation of mind bogglingly complex mortgage derivatives, which turned out to be, in Warren Buffett's memorable phrase, "financial weapons of mass destruction." In response to the functional insolvency of the banking system and the total cessation of the credit function, Western governments plunged into deficits of historic proportions.


    You Can Always Tell A Harvard Man

    You Can Always Tell A Harvard Man
    an article by Sam Hull!

    I sometimes wonder if we don't trip ourselves up with our supposed intelligence and constant search for a way to make our future more secure. Did you ever wonder if maybe the KISS (Keep It Simple, Stupid!) principle is the right way to plan for the future? By definition (think of your own experience) the future is unknowable to any of us. I suggest we too often add to the confusion and noise by being too smart for our own good and coming up with really complex ways to try to beat the odds.


    Long Term Care

    Helping Older Relatives Articulate Their Long Term Care Wishes

    In the best of all situations, helping an older relative or a parent plan for long-term care and other end-of-life issues happens when they're healthy and various options can be considered with adequate time to do so. Unfortunately, events can sometimes intervene and make an elder's need for assistance an emergency.


    More about our Firm

    Robin Young, Biography

    Michael LaPia, Biography

    Alexa Darbe, Biography

    Sam Hull, Biography



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    Northstar Financial Planning, Inc | One Commons Drive | Unit 10, Building B | Londonderry | NH | 03053