Comprehensive Financial Planning
Establishing a Foundation
After a review of your current financial situation, your goals and values, we begin our Integrated Financial Solutions process by preparing a customized financial life plan. This means a detailed review of your financial resources and constraints. We will look at assets, compensation, liabilities, cash flow, taxes, insurances and employee benefits.
Planning options are developed that will accomplish your goals. A written plan plus an ongoing “To-Do” list will be presented and discussed. We engage in regular communication with you by meetings, telephone conferences, emails and written correspondence. It will be updated periodically to reflect changes in your life, goals and financial situation.
Our comprehensive approach may encompass a review and analysis of critical areas such as:
Retirement Planning
Investment & Portfolio planning
Income Tax Planning
Education Funding
Insurance Needs Analysis
Cash Flow Analysis
Compensation and Benefit Package review
Stock Options, 16(b) rules, Restricted Stock and other non-qualified plans
Estate Planning
Gifting & Multigenerational Issues
Responding to Change
As your life changes, so may your financial goals and objectives. Through frequent communications with you, we will become aware of personal and business events which may affect your financial well being. This could result from career moves, company benefit changes, early retirement offers, change in income or estate tax laws, or personal family issues. The impact of changes on your financial plan will be evaluated and we will suggest adjustments as appropriate.
